Keller Williams Professionals
Michele  Van Zandycke
Michele Van Zandycke, Keller Williams ProfessionalsPhone: (828) 215-6224
Email: [email protected]

Do's and Don'ts when getting ready to buy

by Michele Van Zandycke 03/24/2020

Don'ts:

  • Changing jobs or quitting jobs just before or during the loan process might not be the best idea as it could impact your loan process.
  • Applying or opening new credit lines can have a negative impact.
  • During the loan process, please refrain from making deposits other than normal payroll. Gifts or cash may need to be sourced and accounted for.

Do's:

  • Pay off any small balances you have. (auto loan, student loan, credit card debt,...).
  • Request a copy of your credit report and check for unused open credit lines, unpaid balances and collection items.
  • Check if you are eligible for a down payment assistance program, mortgage credit certificate or any other financial help available to 1st time home buyers and low/moderate income families.
  • Now your phone bills and utility bills can affect your credit score. Make sure to keep a favorable payment history and/or pay any outstanding balances.

 

About the Author
Author

Michele Van Zandycke

I am excited you are visiting my website and I would love to assist you and get to know you a little bit better. Whether you are in the research phase at the beginning of your real estate search or you know exactly what you are looking for, you will benefit from having a real estate professional by your side. I would be honored to put my real estate experience to work for you. I am very passionate about what I do and look forward to becoming part of your journey. I cannot wait to meet you all!

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